Attention: Alberta Homeowners Dealing With Multiple High Interest Debts
A Free Guide for Alberta Homeowners
Multiple high interest loans
One lower monthly payment
Stop bleeding money every month. Download my free "Equity Advantage" guide and see how much money you are wasting every month on high interest loans.
1
Monthly Payment
$800+
Average Monthly Saving
50 +
5-star reviews
Attention Alberta Homeowners
Stop Paying High Interest Every Month & Start Building the Life You Actually Want
Subscribe and get the free guide sent straight to your inbox
Join the newsletter and you'll get instant access to my free guide, 5 bonuses that helps you know exactly if debt consolidation through home equity is right for you and how to get started — plus occasional, genuinely useful emails on saving money, managing debt, and making the most of homeownership. No fluff, and you can unsubscribe anytime.
A smarter way to pay down debt and build a strong financial future.
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Our Results Speak for Themselves
Clients' success stories
Unlike most accounting companies, Precision Tax is an integrated finance management team. We see ourselves as your partner, Not as a Client - Firm Relationship
Over $2,000 CAD saved a month after consolidating her debts.
We have had an exceptional experience working with Khai, and we are extremely satisfied with the level of service provided.
PING. G
Over $1,500 CAD saved a month.
We were pleasantly surprised by their exceptional expertise and professionalism, surpassing our expectations.
JOHN R.
Over $1,200 CAD saved a month.
With Khai's help, we were able to pay off our high interest loans and set our finance for greater future success
LISA. M
Over $1,700 CAD saved a month.
Working with Khai has completely transformed our finance, making a significant impact on our peace of mind.
XUAN. K
Who's This Perfect For
Homeowners
high interest debts
35% or more in equity
tight cashflow
Value long-term finance
bank says no
arrear in taxes
non traditional income
bruised credit
who is this not a good fit for
Non-homeowner
This program is tailored specifically for homeowners in Alberta. If you don't own a home and wish to learn more about other options, you can visit my blog for more information on different way to manage your debts
Not earning an income
If you're not currently earning an income, there still might be options but it will be temporary option that requires a lot of additional planning around how to repay the loan and avoid getting yourself into a worse position. If you unsure and want to chat further, I'm happy to help.
Not enough equity
The max amount equity you can get out of your property is 80% of the value of the home. If you need to access more than 80% of the value of your home, this program will not be a good fit for you. You will need to explore different ways to manage your debts.
Think You Can't Qualify? You Might Be Surprised.
Bruised credit? We'll consider.
Whether it's from a rough patch, a medical emergency, a business setback, or a few missed payments during a tough year, a lower credit score can make traditional banks say no Debt consolidation through an alternative lender can roll your higher-interest balances into one manageable payment secured against your home even with past adverse credit history — and consistently paying down consolidated debt over time can also help rebuild your credit.
Non-traditional Income? Checked.
If you're self-employed, you already know the bank's playbook: they want two-plus years of tax returns showing steady, provable income — which doesn't reflect how a lot of small business or contract income actually works. We have lenders who offe options like stated-income or bank-statement programs that can open the door to consolidating debt and freeing up monthly cash flow — even when a bank's paperwork requirements say no.
Consumer proposal? We got you.
A consumer proposal shows up on your credit report and is typically an automatic decline at most banks, even once you're actively paying it off in good standing. Some of our lenders will consider your file based on your equity position and your track record of payments within the proposal. This approach may create a path to consolidate remaining debt, simplify your payments, and get ahead.
Arrear income/ property tax? Done.
Falling behind on income tax or property tax happens — a slow season, an unexpected expense, an underestimated tax bill. But tax arrears are a red flag for most banks, often enough on their own to trigger a decline, even when the rest of your finances are otherwise solid. Alternative lenders are often more willing to work with homeowners in this position, structuring a consolidation that pays out the arrears directly and rolls them into a single, manageable payment.
With the free guide, you will learn
What your debt is costing you
Most people have never actually seen the number: how much money you can save every month. The guide breaks this down with a simple, real example, so you can see the gap between what you're paying now and what you could be paying — in plain dollars, not bank jargon.
Your options compared
Refinance. HELOC. Second mortgage. They all use your home equity, but they work differently — different rates, different flexibility, different long-term costs. Instead of guessing which one applies to you, the guide lays out how each works and what to weigh before choosing.
The process, step-by-step
A lot of homeowners hesitate simply because the process feels like a black box. The guide walks through what really happens from the first conversation through to closing — what we review together, what you'll need to provide, and what to expect at each stage — so there are no surprises.
Fund redirection
This is the part most guides skip. Once your payment drops, that extra room in your budget doesn't have to just disappear into daily spending — it can go toward retirement savings, an emergency fund, a family trip, or insurance that protects what you've built. The guide walks through how to think about that decision, not just the mechanics of consolidating.
Meet The Broker
My name is Khai.
Hi, I'm Khai Luu — a Calgary-based mortgage broker and insurance advisor. I've put together this guide because I see the same story again and again: hard-working homeowners stuck paying high interest every month, not realizing the equity in their home could change that. No sales pitch, no pressure — just clear, practical information so you can make an informed decision about your own finances.
By the end of this guide, you'll know:
✓ Whether debt consolidation through your home equity makes sense for you
✓ What the real numbers and trade-offs look like
✓ What to do with the money you free up each month
✓ Exactly what to expect if you decide to move forward
STILL NOT SURE?
Frequently Asked Questions
Quick Questions Before You subscribe?
Question 1: Is this actually free?
Yes — completely free, no strings attached. Subscribing gets you instant access to the guide, plus future emails you can unsubscribe from anytime.
Question 2: Will you spam me or hound me with sales calls?
No. You'll get the guide by email right away, and after that just occasional, genuinely useful tips — nothing pushy, and no phone calls out of the blue. If it's ever not useful to you, you can unsubscribe in one click.
Question 3: Do I have to stay subscribed to keep the guide?
No — once it lands in your inbox, it's yours. You're welcome to unsubscribe from future emails right away if you'd prefer just the guide.
Question 4: I don't have great credit / I'm self-employed / I'm in a consumer proposal — is this still worth reading?
Especially then. The guide covers exactly these situations and what alternative lending options may look like for you.
Question 5: Do I have to work with you after reading it?
Not at all. There's no obligation. If it's helpful and you want to talk through your specific situation afterward, I'm happy to chat — but that's entirely up to you.
Question 6: Why are your giving out for free, what's the catch?
There is no catch. Giving you this free guide is just a way for me to lead with value. I want to provide so much value to you so that whenever you need the service, I hope through the value I provide you, I can be your first choice.
Question 7: I'm not ready to do anything, I'm just exploring. Should I still get the guide?
Kudo to you for exploring your options early. I want to assure you that you do not have do do anything else beside subscribing to my newsletter. As soon as you do, the guide will be send you your inbox. If you see value in the information I'm providing, stay subscribed. If not, you can unsubscribe with one click.
Stop letting high interest quietly eat into your pay cheque every month.
Subscribe and get the free guide sent straight to your inbox.
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